Self-Propelled Bicycles and Scooters: Do You Have Proper Insurance Coverage?

You may have noticed recently that there has been an increase in self-propelled bicycles and scooters in your neighborhood.

Especially in cities, people are changing the way they move about. Also known as electric bicycles and scooters, these modes of transportation have electrically-assisted wheels that are powered by built-in motors, sometimes eliminating the need for pedaling and allowing the bike to move at higher speeds than traditional models. E-bikes and e-scooters offer significant advantages including energy efficiency and lower cost in the long run than traditional motor vehicles.

It’s easy to see why these advantages are so appealing, but it’s important for e-bike and e-scooter owners to understand what coverage options are available to them under their homeowners or auto insurance policies. Many insurance companies have different opinions on coverage and, in most instances, there is NO coverage at all. This can be a huge risk in the event of an accident or if the e-vehicle is stolen.

If you are the owner of a self-propelled bicycle and/or scooter and want to know if you are protected, please contact one of our expert insurance agents today at (845) 831-4300 to learn more.