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antalek Moore
Take comfort in protecting your New York home
A home is a place we can call ours. It’s where we prepare to take on the day and where we go to relax at night. It’s where we hold our possessions and our memories.
If you value your home, you want to know that it’s protected. Even when you can’t control outside forces and events, you can control what happens in the aftermath. A New York homeowners insurance policy helps you feel secure knowing that no matter what happens, you’ve planned for the future.
We’re here to make sure you find the most optimal, cost-effective method for New York homeowners insurance. Antalek & Moore’s licensed New York personal lines agents treat protecting your home as if it were their own.
No detail is too small, and no inquiry is too minor when it comes to our clients’ needs.
There are four common coverages within a standard New York homeowners insurance package. Our job is to learn about your specific living situation and work to customize these coverages based on your home.
Your Personal Property
In the event of a loss, your policy covers not only the structure of your home, but the assets inside. Typically these items include furniture, electronics, clothing, sports equipment, etc.
Items of high value such as jewelry, silver, and art, are also covered but usually with a limit. An agent will help you have your high value items appraised and insured separately for full protection.
Stay prepared by scheduling home inventories every few months so you can accurately report a claim should a loss happen.
Call us or set up an appointment to learn more about what makes each member of our team a dynamic resource for your New York or national insurance needs.
Liability
When we like our homes, we like to have friends and family over to visit. These happy occasions are made happier when you know you’re financially protected. Liability coverage protects you against lawsuits and medical expenses in the event someone is injured on your property or as a result of you, a family member, or a pet. The limits to liability coverage can vary based on your policy, and a homeowners insurance agent will help you decide which limits are most optimal for you.
Additional Living Expenses
Your homeowners policy covers the cost of additional living expenses if you’re unable to live in your home as a result of damage or disaster. Typically this line of coverage provides for hotel costs, food, and other expenses while your home is being rebuilt or repaired.