Our basic business insurance coverage includes:
General Liability Insurance: Also known as business liability insurance, general liability insurance policies protect you and your company from claims and related costs involving bodily injuries and property damage.
Commercial Auto Insurance: Using a car, truck, or other vehicle for business purposes? Protect them with liability and physical damage coverage through a commercial auto insurance policy.
Workers Compensation: Workers’ comp covers medical expenses and lost wages for employees who become ill or are injured on the job.
Directors & Officers: A form of liability insurance, directors and officers (D&O) policies are intended to protect individuals from personal losses if they are sued as a result of serving in a leadership position of a business or other type of organization
Excess/Umbrella Coverage Insurance: Umbrella policies are a form of excess liability insurance which cover claims exceeding the limits stipulated by the underlying policy’s terms.
Builders Risk Insurance: A specialized type of property insurance, builders risk policies protect buildings under construction from damage due to natural disasters, vandalism, theft, and more.
Employee Practices Liability Insurance: Employment practices liability insurance (EPLI) provides employers with coverage against claims for employment-related issues made by employees such as discrimination, wrongful termination, and harassment.
Professional Liability: Also known as errors and omissions insurance (E&O), professional liability policies cover you and your company if a mistake is made in your professional services.
Environmental Liability Insurance: Provides coverage for loss or damages resulting from pollution exposures that are typically excluded from general liability and property insurance policies.
Our specialty business insurance products include:
Condo Association Insurance: Condominium associations can find comprehensive property and liability insurance policies tailored to their specific needs.
Auto Repair Shop Insurance: Owners of an auto repair or mechanics shop can benefit from insurance policies designed specifically to safeguard their small businesses from unexpected accidents such as injuries, employee illnesses, and property damage.
Day Care Insurance Contractor’s Insurance: Whether in-home or commercial, an insurance policy for your childcare business is essential. Policies are tailored to the individual business’s needs, and can include coverage against bodily injury, property damage, professional liability as well as libel, slander, and defamation, among others.
Manufacturing Insurance: Insurance for manufacturers can protect your small business against things like property damage or equipment repairs, injuries and illnesses suffered by staff or customers, and more.
Non-Profit Insurance: Non-profit organizations have a unique set of needs, which is why an insurance policy designed specifically for such businesses can be crucial to protect it against a variety of risks.
Religious Orders Insurance: Faith-based non-profit organizations have a distinct set of needs and risks which is why religious order insurance policies offer protection against liability associated with professional services, damage to historic or otherwise significant property, and governance and information risks in addition to property damage and other issues.
Restaurant Insurance: The restaurant industry can be a vulnerable business when it comes to lawsuits. Restaurant insurance policies help protect against a wide variety of risks and protect its financial stability.